Installment simulation with a flat interest rate of 2.15% per month.
24 mo: ~₱1.6 mil/mo, total ₱39.79 mil (APR ±28.18%)
36 mo: ~₱1.3 mil/mo, total ₱46.57 mil (APR ±27.39%)
24 mo: ~₱6.6 mil/mo, total ₱159.18 mil (APR ±28.18%)
36 mo: ~₱5.1 mil/mo, total ₱186.27 mil (APR ±27.39%)
Our advisors can help you understand the FLIN program, eligibility, requirements, and repayment options.
Speak with a financial advisor
Understand if you qualify
Get guidance on the best solution for your situation
FLIN is an innovative platform offering debt management and credit wellness solutions, specifically consolidation, restructuring, and debt repayment financing.
Through this platform, we aim to help borrowers that are trapped in debt and facing challenges in repaying their loans, so they can regain control over their financial situation.
We offer three kind of programs:
Unsecured debt consolidation
For professionals who want a structured repayment plan without using assets as collateral.
Currently, we assist in settling unsecured loan obligations such as credit cards, online loans, cash loans, personal loans, and paylater services.
Debt Consolidation is the process of combining multiple loans into one single loan with a lower interest rate, lower installments, extended tenor (up to 48 months), and fixed monthly payment. This simplifies debt repayment and reduces financial stress.
CEO Suites, LKG Tower, 37th Floor, 6801 Ayala Avenue, Makati City, Manila 1226, Philippines
Consultations, document submissions, and interviews may be completed online. However, the debt settlement process and post-disbursement financial literacy sessions must be conducted in person.
FLIN offers three solutions, Unsecured Debt Consolidation, Secured Debt Consolidation, and Debt Mediation.
Instead of simply adding new debt, FLIN focuses on restructuring your existing obligations so they become easier to manage. The approach is based on analysis and suitability, not just approval.
FLIN’s Debt Settlement program offers a reliable solution by sending funds directly to lenders to settle debts, unlike online cash loans, which deposit fresh funds into the borrower’s account.
Online loans typically require a good credit score for approval, whereas this program helps improve a poor credit score by ensuring debts are paid off.
Yes. Your personal data is used solely for financial assessment and application processing purposes and is handled in accordance with applicable laws and regulations.