FLIN doesn't provide fresh money loans We help customers manage and resolve their existing loans with financial institutions and lenders FLIN is coming soon - register your interest, and we’ll notify you once we go live

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Eligibility Criteria

Initial stage

Financial health checkup stage

Basic needs, education, etc.
36 months
1236
1.8%
1.8%2.5%
Total Loan
₱ 0
Success Fee
₱ 0
Installment /Month
₱ 0
Savings /Month
₱ 0
APR: 0.00%
Eligibility:
Calculating eligibility...
*Terms and conditions apply

Installment Simulation

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Installment simulation with a flat interest rate of 2.15% per month.

Bridge loan of ₱25 million:

24 mo: ~₱1.6 mil/mo, total ₱39.79 mil (APR ±28.18%)

36 mo: ~₱1.3 mil/mo, total ₱46.57 mil (APR ±27.39%)

Bridge loan of ₱100 million:

24 mo: ~₱6.6 mil/mo, total ₱159.18 mil (APR ±28.18%)

36 mo: ~₱5.1 mil/mo, total ₱186.27 mil (APR ±27.39%)

Frequently Asked Questions

Still Have Questions?

Our advisors can help you understand the FLIN program, eligibility, requirements, and repayment options.

  • Speak with a financial advisor

  • Understand if you qualify

  • Get guidance on the best solution for your situation

What is FLIN?

FLIN is an innovative platform offering debt management and credit wellness solutions, specifically consolidation, restructuring, and debt repayment financing.
Through this platform, we aim to help borrowers that are trapped in debt and facing challenges in repaying their loans, so they can regain control over their financial situation.

We offer three kind of programs:
Unsecured debt consolidation
For professionals who want a structured repayment plan without using assets as collateral.

  • Unsecured debt consolidation
    For professionals who want a structured repayment plan without using assets as collateral.
  • Secured debt consolidation
    For professionals who prefer a secured option with the flexibility of longer repayment tenors with collateral.
  • Debt Mediation
    A mediation approach for unsecured debts to help reduce repayment pressure and improve repayment terms.

Currently, we assist in settling unsecured loan obligations such as credit cards, online loans, cash loans, personal loans, and paylater services.

Debt Consolidation is the process of combining multiple loans into one single loan with a lower interest rate, lower installments, extended tenor (up to 48 months), and fixed monthly payment. This simplifies debt repayment and reduces financial stress.

CEO Suites, LKG Tower, 37th Floor, 6801 Ayala Avenue, Makati City, Manila 1226, Philippines

Consultations, document submissions, and interviews may be completed online. However, the debt settlement process and post-disbursement financial literacy sessions must be conducted in person.

FLIN offers three solutions, Unsecured Debt Consolidation, Secured Debt Consolidation, and Debt Mediation.

Instead of simply adding new debt, FLIN focuses on restructuring your existing obligations so they become easier to manage. The approach is based on analysis and suitability, not just approval.

FLIN’s Debt Settlement program offers a reliable solution by sending funds directly to lenders to settle debts, unlike online cash loans, which deposit fresh funds into the borrower’s account.
Online loans typically require a good credit score for approval, whereas this program helps improve a poor credit score by ensuring debts are paid off.

Yes. Your personal data is used solely for financial assessment and application processing purposes and is handled in accordance with applicable laws and regulations.