FLIN

Too Many Loans?
Combine Multiple Loans Into One with FLIN

Helping Filipinos Build a Debt-Free Future

Combine all debts into one installment
Lighter payments, tenor up to 36 months
Free expert consultation
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SEC Registered

SEC Registration number : 2026040247321-01

Before
Credit Card₱ 200,000.00
Quick Cash Loan₱ 100,000.00
PayLater₱ 100,000.00
After FLIN
FLIN Debt Consolidation Plan₱ 11,500.00/month
One payment • 36 monthsSave 40%

Featured in Leading Media

Recognized for helping Filipinos simplify debt.

Yahoo
SWA
Manila Bulletin
Kosmo
Bravo PH
Yahoo
SWA
Manila Bulletin
Kosmo
Bravo PH

We Understand Your Situation

Managing Multiple Loans Isn't Easy

High Monthly Payments

Most of your salary goes toward loan repayments.

Debt Collection Pressure

Frequent reminders and collection calls add more stress.

Multiple Loans to Manage

Keeping track of different repayments isn't easy.

Financial Stress

Debt affects your peace of mind and everyday life.

You’re not alone. More than 500 Filipinos have already felt the difference with FLIN.

Free Consultation

How Debt Consolidation Works

See how FLIN manage multiple loans to one manageable monthly payment

Before
Credit Card · 28% APR₱3,100/mo
Personal Loan · 22% APR₱2,800/mo
Quick Cash Loan · 48% APR₱2,300/mo
Buy Now Pay Later · 30% APR₱1,800/mo
Total monthly paymentsExcluding late penalties & compound interest
₱10,000/mo
After FLIN
FLIN CONSOLIDATION₱5,000Monthly Payment
Save 50%
One Due DateChoose a date that aligns with your pay cycle.
Flat Rate 1.8%–3.0%Far lower than the average quick cash loan or credit card.
Tenor Up to 36 MonthsLighter payments spread over a longer horizon.
New monthly totalSave up to ₱5,000/month - zero hidden fees.
₱5,000/mo

See in action How FLIN help you

Watch how our debt consolidation process works and what you can expect from start to finish.

Product Specifications

Built for Debt Consolidation

We Give You the Lowest Interest with Longer Tenure

Min Consolidation

₱50 Thousand

Combine all your debts with no collateral required

Flat Interest Rate

1.8% – 3%

Far lower than online loan & credit card averages

Tenor

Up to 36 Months

Far longer than online loan & credit card average.

No Collateral

100% Unsecured

No assets required to secure your loan

The Consolidation Process

Three Steps to Debt Relief

A transparent process with expert guidance every step of the way.

Free Consultation

Complete our quick online consultation form in just a few minutes.

Personalized Analysis & Offer

Our experts review your application and prepare a debt consolidation plan tailored to your needs.

One Monthly Payment

Once approved, FLIN settles your eligible debts so you only make one affordable monthly payment.

Debt Consolidation Calculator

Check Your Eligibility in Just 30 Seconds!

Fast, free, and with no commitment.

Free checkNo commitmentSecure process
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Frequently Asked Questions

Still Have Questions?

Our advisors can help you understand the FLIN program, eligibility, requirements, and repayment options.

✓ Speak with a financial advisor

✓ Understand if you qualify

✓ Get guidance on the best solution for your situation

Free Consultationor talk to us directly on WhatsApp

FLIN is a platform that helps borrowers manage multiple debts through debt consolidation and structured repayment plans.

We support people who are struggling to repay their loans by organizing their debts into a more manageable repayment plan.

Hindi mo kailangang harapin ito nang mag-isa.

Let’s turn the chaos into a clear plan, one step at a time.

Free Consultation